Central Family Advisors

Over 30 years of experience in the international wealth management business.
Prior to founding Central Family Advisors LLC, he was a Co-Fouder of Net Plus, a Multi Family Office during a period of 6 years.
Prior to that, Mr. Mendoza was a Managing Director for 5 years with UBS AG, and a Managing Director at Citigroup for a total of 21 years. Over his banking career he held various positions in New York for 12 years, Santiago for 3 years, Caracas for 5 years, and London for 6 years. Mr. Mendoza also worked at Merrill Lynch, London from 1987 to 1988 as a Vice President.
MBA, Wake Forest University, USA.
BA, Ithaca College, USA.

Over 30 years of experience in investment analysis and global asset management.
Mr. Sharaff previously held Chief Investment Officer roles with Citibank, Zurich Scudder, Cigna Corporation and Guggenheim Partners.
Featured speaker at major conferences, contributor to media and publications.
Graduate, post graduate and doctoral degrees from Aston University (UK) and Manchester University (UK).

More than 25 years of experience in the financial services and wealth management industry.
Previously, Mr. Ramirez held various financial advisory roles at major institutions including: JP Morgan, Citigroup, UBS, Barclays and Royal Bank of Canada. Also, life insurance planning and retirement planning with New York Life.
Mr. Ramirez holds Finra 7, 63, and SIE licenses; as well as Life Insurance licenses in multiple states, including New York and Florida.
MBA in Banking and Finance, Dowling College School of Business NY
BA in Psychology, Stony Brook University NY
Veteran: U.S. Air Force

Over 20 years of experience in the financial industry focused on international wealth planning.
Mr. Russo has over 6 years of experience in the Multi Family Office space working with Net Plus Capital LLC. as Senior Investment Analyst.
Prior to that, Mr. Russo worked as a Director at Citigroup Private Bank in Miami, FL where he spent 9 years as a Senior Investment Counselor covering Latin America. Before joining Citigroup, he served as a financial advisor at Banco Santander´s Investment Funds Division in Buenos Aires, Argentina.
In Argentina, Mr. Russo also taught economics and finance at The Pontifical Catholic University of Argentina (UCA) and University of CEMA (UCEMA).
Chartered Financial Analyst, granted by the CFA Institute.
Masters in Finance, UCEMA, Buenos Aires, Argentina.
Degree in Economics, National University of Rosario, Argentina.

Over seven years of financial experience in analysis, accounting, and operations across leading financial institutions as well as media organizations.
Before joining Central Family Advisors, Mr. Ferraro held roles at JP Morgan & Brown Brothers Harriman, focusing on financial modeling, forecasting, and performance reporting.
Skilled in budgeting, variance analysis, KPI management, and data visualization using SQL, Tableau, and advanced Excel.
Bachelor of Science in Finance, University of Maryland.